Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 272,234,000 | 271,249,000 | 280,161,000 | 280,743,000 |
| Total loans | 174,172,000 | 177,937,000 | 181,024,000 | 178,920,000 |
| Allowance for loan losses | 2,890,000 | 2,942,000 | 3,001,000 | 2,997,000 |
| Securities available for sale | 66,310,000 | 63,394,000 | 71,223,000 | 75,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,529,000 | 239,710,000 | 248,768,000 | 249,192,000 |
| Interest-bearing deposits | 216,373,000 | 212,479,000 | 219,150,000 | 221,561,000 |
| Noninterest-bearing deposits | 25,156,000 | 27,231,000 | 29,618,000 | 27,631,000 |
| Equity capital | 24,315,000 | 25,289,000 | 25,058,000 | 25,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,971,000 | 5,963,000 | 8,995,000 | 11,953,000 |
| Interest expense | 603,000 | 1,191,000 | 1,762,000 | 2,322,000 |
| Net interest income | 2,368,000 | 4,772,000 | 7,233,000 | 9,631,000 |
| Noninterest income | 388,000 | 950,000 | 1,391,000 | 1,807,000 |
| Noninterest expense | 1,584,000 | 3,194,000 | 4,797,000 | 6,469,000 |
| Provision for loan losses | 52,000 | 105,000 | 158,000 | 193,000 |
| Pretax income | 1,120,000 | 2,465,000 | 3,711,000 | 4,825,000 |
| Income tax | 370,000 | 820,000 | 1,215,000 | 1,595,000 |
| Net income | 750,000 | 1,645,000 | 2,496,000 | 3,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,889,000 | 24,785,000 | 24,335,000 | 25,070,000 |
| Total capital | 26,258,000 | 27,204,000 | 26,804,000 | 27,522,000 |
| Risk-weighted assets | 189,017,000 | 192,972,000 | 196,836,000 | 195,576,000 |