Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 280,097,000 | 268,966,000 | 271,679,000 | 268,495,000 |
| Total loans | 172,896,000 | 176,950,000 | 172,514,000 | 171,549,000 |
| Allowance for loan losses | 2,794,000 | 2,815,000 | 2,834,000 | 2,844,000 |
| Securities available for sale | 69,001,000 | 63,660,000 | 68,149,000 | 70,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,697,000 | 239,492,000 | 241,380,000 | 238,019,000 |
| Interest-bearing deposits | 228,003,000 | 215,515,000 | 216,664,000 | 210,734,000 |
| Noninterest-bearing deposits | 23,695,000 | 23,977,000 | 24,716,000 | 27,285,000 |
| Equity capital | 21,805,000 | 23,069,000 | 23,841,000 | 24,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,142,000 | 6,402,000 | 9,640,000 | 12,657,000 |
| Interest expense | 791,000 | 1,519,000 | 2,191,000 | 2,824,000 |
| Net interest income | 2,351,000 | 4,883,000 | 7,449,000 | 9,833,000 |
| Noninterest income | 271,000 | 485,000 | 722,000 | 1,045,000 |
| Noninterest expense | 1,542,000 | 3,112,000 | 4,603,000 | 6,164,000 |
| Provision for loan losses | 79,000 | 99,000 | 119,000 | 132,000 |
| Pretax income | 1,001,000 | 2,155,000 | 3,521,000 | 4,656,000 |
| Income tax | 371,000 | 765,000 | 1,212,000 | 1,582,000 |
| Net income | 630,000 | 1,390,000 | 2,309,000 | 3,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,994,000 | 22,754,000 | 23,373,000 | 24,139,000 |
| Total capital | 24,326,000 | 25,092,000 | 25,680,000 | 26,444,000 |
| Risk-weighted assets | 186,086,000 | 186,577,000 | 184,071,000 | 183,845,000 |