Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 236,479,000 | 239,840,000 | 251,719,000 | 254,151,000 |
| Total loans | 176,443,000 | 181,149,000 | 172,788,000 | 172,507,000 |
| Allowance for loan losses | 2,105,000 | 2,232,000 | 2,292,000 | 2,442,000 |
| Securities available for sale | 38,092,000 | 39,077,000 | 51,177,000 | 56,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,831,000 | 211,776,000 | 223,391,000 | 224,752,000 |
| Interest-bearing deposits | 192,073,000 | 196,100,000 | 206,910,000 | 208,573,000 |
| Noninterest-bearing deposits | 15,758,000 | 15,677,000 | 16,481,000 | 16,180,000 |
| Equity capital | 18,367,000 | 18,811,000 | 19,187,000 | 19,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,344,000 | 6,699,000 | 9,910,000 | 13,055,000 |
| Interest expense | 1,222,000 | 2,393,000 | 3,592,000 | 4,740,000 |
| Net interest income | 2,122,000 | 4,306,000 | 6,318,000 | 8,315,000 |
| Noninterest income | 204,000 | 437,000 | 677,000 | 917,000 |
| Noninterest expense | 1,327,000 | 2,836,000 | 4,234,000 | 5,554,000 |
| Provision for loan losses | 141,000 | 360,000 | 504,000 | 648,000 |
| Pretax income | 858,000 | 1,772,000 | 2,482,000 | 3,255,000 |
| Income tax | 338,000 | 589,000 | 832,000 | 1,091,000 |
| Net income | 520,000 | 1,183,000 | 1,650,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,102,000 | 18,765,000 | 19,032,000 | 19,546,000 |
| Total capital | 20,207,000 | 20,997,000 | 21,290,000 | 21,802,000 |
| Risk-weighted assets | 183,147,000 | 183,988,000 | 180,634,000 | 180,302,000 |