Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 198,772,000 | 195,575,000 | 213,457,000 | 219,054,000 |
| Total loans | 145,659,000 | 148,540,000 | 158,007,000 | 161,183,000 |
| Allowance for loan losses | 1,792,000 | 1,884,000 | 1,969,000 | 1,951,000 |
| Securities available for sale | 33,335,000 | 34,505,000 | 36,238,000 | 37,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,299,000 | 167,922,000 | 182,952,000 | 193,242,000 |
| Interest-bearing deposits | 156,864,000 | 153,209,000 | 167,004,000 | 175,569,000 |
| Noninterest-bearing deposits | 15,435,000 | 14,713,000 | 15,949,000 | 17,672,000 |
| Equity capital | 14,768,000 | 15,242,000 | 15,664,000 | 16,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,396,000 | 6,851,000 | 10,553,000 | 14,315,000 |
| Interest expense | 1,625,000 | 3,259,000 | 5,047,000 | 6,877,000 |
| Net interest income | 1,771,000 | 3,592,000 | 5,506,000 | 7,438,000 |
| Noninterest income | 186,000 | 413,000 | 633,000 | 834,000 |
| Noninterest expense | 1,073,000 | 2,137,000 | 3,257,000 | 4,413,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 270,000 |
| Pretax income | 794,000 | 1,688,000 | 2,612,000 | 3,589,000 |
| Income tax | 254,000 | 579,000 | 851,000 | 1,127,000 |
| Net income | 540,000 | 1,109,000 | 1,761,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,782,000 | 15,349,000 | 15,602,000 | 16,303,000 |
| Total capital | 16,574,000 | 17,233,000 | 17,571,000 | 18,254,000 |
| Risk-weighted assets | 150,442,000 | 159,193,000 | 164,464,000 | 166,962,000 |