Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 119,861,000 | 127,278,000 | 128,304,000 | 132,042,000 |
| Total loans | 86,955,000 | 95,794,000 | 94,634,000 | 97,285,000 |
| Allowance for loan losses | 943,000 | 1,006,000 | 1,067,000 | 1,093,000 |
| Securities available for sale | 18,749,000 | 17,078,000 | 15,976,000 | 20,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,973,000 | 110,931,000 | 112,259,000 | 116,376,000 |
| Interest-bearing deposits | 96,131,000 | 97,566,000 | 101,511,000 | 103,844,000 |
| Noninterest-bearing deposits | 9,842,000 | 13,365,000 | 10,748,000 | 12,532,000 |
| Equity capital | 8,780,000 | 9,315,000 | 9,597,000 | 10,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,707,000 | 5,570,000 | 7,391,000 |
| Interest expense | 650,000 | 1,293,000 | 1,895,000 | 2,473,000 |
| Net interest income | 1,182,000 | 2,414,000 | 3,675,000 | 4,918,000 |
| Noninterest income | 105,000 | 233,000 | 394,000 | 492,000 |
| Noninterest expense | 632,000 | 1,279,000 | 1,995,000 | 2,693,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 595,000 | 1,248,000 | 1,894,000 | 2,477,000 |
| Income tax | 223,000 | 382,000 | 622,000 | 728,000 |
| Net income | 372,000 | 866,000 | 1,272,000 | 1,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,647,000 | 9,141,000 | 9,551,000 | 10,024,000 |
| Total capital | 9,590,000 | 10,147,000 | 10,618,000 | 11,117,000 |
| Risk-weighted assets | 86,473,000 | 95,565,000 | 95,968,000 | 98,846,000 |