Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 104,803,000 | 103,998,000 | 115,514,000 | 119,810,000 |
| Total loans | 73,076,000 | 77,068,000 | 82,927,000 | 84,706,000 |
| Allowance for loan losses | 776,000 | 795,000 | 848,000 | 882,000 |
| Securities available for sale | 16,934,000 | 15,984,000 | 15,565,000 | 17,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,614,000 | 95,157,000 | 101,342,000 | 105,734,000 |
| Interest-bearing deposits | 86,478,000 | 84,397,000 | 89,664,000 | 93,157,000 |
| Noninterest-bearing deposits | 10,136,000 | 10,760,000 | 11,678,000 | 12,577,000 |
| Equity capital | 7,443,000 | 7,922,000 | 8,380,000 | 8,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,519,000 | 5,376,000 | 7,257,000 |
| Interest expense | 682,000 | 1,310,000 | 1,976,000 | 2,658,000 |
| Net interest income | 1,072,000 | 2,209,000 | 3,400,000 | 4,599,000 |
| Noninterest income | 109,000 | 221,000 | 349,000 | 482,000 |
| Noninterest expense | 627,000 | 1,247,000 | 1,906,000 | 2,565,000 |
| Provision for loan losses | 13,000 | 27,000 | 81,000 | 135,000 |
| Pretax income | 541,000 | 1,156,000 | 1,762,000 | 2,381,000 |
| Income tax | 193,000 | 412,000 | 629,000 | 851,000 |
| Net income | 348,000 | 744,000 | 1,133,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,392,000 | 7,788,000 | 8,177,000 | 8,575,000 |
| Total capital | 8,168,000 | 8,583,000 | 9,025,000 | 9,457,000 |
| Risk-weighted assets | 72,746,000 | 75,122,000 | 82,122,000 | 84,737,000 |