Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,131,000 | 91,397,000 | 98,600,000 | 103,031,000 |
| Total loans | 60,215,000 | 67,496,000 | 68,588,000 | 71,560,000 |
| Allowance for loan losses | 758,000 | 763,000 | 764,000 | 767,000 |
| Securities available for sale | 13,578,000 | 13,807,000 | 13,594,000 | 15,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,744,000 | 81,783,000 | 88,574,000 | 92,865,000 |
| Interest-bearing deposits | 69,184,000 | 72,035,000 | 78,059,000 | 82,322,000 |
| Noninterest-bearing deposits | 8,560,000 | 9,748,000 | 10,515,000 | 10,543,000 |
| Equity capital | 6,211,000 | 6,488,000 | 6,871,000 | 7,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,631,000 | 3,372,000 | 5,191,000 | 7,000,000 |
| Interest expense | 810,000 | 1,657,000 | 2,481,000 | 3,255,000 |
| Net interest income | 821,000 | 1,715,000 | 2,710,000 | 3,745,000 |
| Noninterest income | 100,000 | 210,000 | 338,000 | 457,000 |
| Noninterest expense | 556,000 | 1,151,000 | 1,758,000 | 2,367,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 364,000 | 774,000 | 1,285,000 | 1,830,000 |
| Income tax | 130,000 | 276,000 | 453,000 | 648,000 |
| Net income | 234,000 | 498,000 | 832,000 | 1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,096,000 | 6,214,000 | 6,694,000 | 7,044,000 |
| Total capital | 6,847,000 | 6,977,000 | 7,458,000 | 7,811,000 |
| Risk-weighted assets | 59,465,000 | 65,225,000 | 68,367,000 | 71,795,000 |