Call reports 2012
HOLBROOK CO-OPERATIVE BANK — 2012
What HOLBROOK CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,497,000 | 92,578,000 | 93,555,000 | 94,393,000 |
| Total loans | 63,022,000 | 64,318,000 | 63,673,000 | 63,221,000 |
| Allowance for loan losses | 1,370,000 | 1,202,000 | 1,208,000 | 1,213,000 |
| Securities available for sale | 14,865,000 | 13,477,000 | 12,498,000 | 11,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,075,000 | 84,165,000 | 84,806,000 | 85,553,000 |
| Interest-bearing deposits | 75,884,000 | 73,863,000 | 73,599,000 | 71,960,000 |
| Noninterest-bearing deposits | 9,191,000 | 10,302,000 | 11,207,000 | 13,593,000 |
| Equity capital | 8,167,000 | 8,190,000 | 8,540,000 | 8,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,923,000 | 2,889,000 | 3,826,000 |
| Interest expense | 134,000 | 252,000 | 366,000 | 469,000 |
| Net interest income | 831,000 | 1,671,000 | 2,523,000 | 3,357,000 |
| Noninterest income | 77,000 | 127,000 | 491,000 | 651,000 |
| Noninterest expense | 910,000 | 1,793,000 | 2,707,000 | 3,724,000 |
| Provision for loan losses | -150,000 | -150,000 | -150,000 | -150,000 |
| Pretax income | 154,000 | 186,000 | 488,000 | 465,000 |
| Income tax | 62,000 | 122,000 | 233,000 | 223,000 |
| Net income | 92,000 | 64,000 | 255,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,562,000 | 7,596,000 | 7,902,000 | 7,943,000 |
| Total capital | 8,354,000 | 8,400,000 | 8,679,000 | 8,709,000 |
| Risk-weighted assets | 62,153,000 | 63,930,000 | 61,697,000 | 60,825,000 |