Call reports 2010
HOLBROOK CO-OPERATIVE BANK — 2010
What HOLBROOK CO-OPERATIVE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 112,614,000 | 113,606,000 | 113,406,000 | 107,961,000 |
| Total loans | 90,175,000 | 89,066,000 | 81,866,000 | 76,757,000 |
| Allowance for loan losses | 2,629,000 | 2,810,000 | 2,731,000 | 2,391,000 |
| Securities available for sale | 10,832,000 | 10,885,000 | 11,172,000 | 10,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,764,000 | 101,211,000 | 101,773,000 | 96,524,000 |
| Interest-bearing deposits | 91,885,000 | 90,509,000 | 93,144,000 | 86,964,000 |
| Noninterest-bearing deposits | 8,879,000 | 10,702,000 | 8,629,000 | 9,560,000 |
| Equity capital | 8,327,000 | 8,302,000 | 8,231,000 | 8,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,003,000 | 4,381,000 | 5,693,000 |
| Interest expense | 344,000 | 643,000 | 923,000 | 1,169,000 |
| Net interest income | 1,162,000 | 2,360,000 | 3,458,000 | 4,524,000 |
| Noninterest income | 422,000 | 467,000 | 448,000 | 495,000 |
| Noninterest expense | 1,105,000 | 2,240,000 | 3,380,000 | 4,337,000 |
| Provision for loan losses | 839,000 | 994,000 | 1,052,000 | 1,176,000 |
| Pretax income | -360,000 | -407,000 | -526,000 | -494,000 |
| Income tax | -121,000 | -134,000 | -173,000 | -160,000 |
| Net income | -239,000 | -273,000 | -353,000 | -334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,261,000 | 7,779,000 | 7,704,000 | 7,727,000 |
| Total capital | 9,354,000 | 8,856,000 | 8,696,000 | 8,656,000 |
| Risk-weighted assets | 85,917,000 | 84,434,000 | 77,622,000 | 72,836,000 |