Call reports 2006

HOLBROOK CO-OPERATIVE BANK — 2006

Name: HOLBROOK CO-OPERATIVE BANK — FFIEC call report 2006
Creator: HOLBROOK CO-OPERATIVE BANK

What HOLBROOK CO-OPERATIVE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/bc47ee51-7260-47d8-8083-565fccd6f3c2/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	94,146,000	97,281,000	98,067,000	102,209,000
Total loans	79,288,000	81,741,000	83,500,000	85,520,000
Allowance for loan losses	1,000,000	1,075,000	1,150,000	1,225,000
Securities available for sale	10,051,000	10,058,000	9,786,000	10,577,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	85,530,000	87,955,000	86,380,000	90,459,000
Interest-bearing deposits	78,646,000	78,122,000	76,666,000	80,845,000
Noninterest-bearing deposits	6,884,000	9,833,000	9,714,000	9,614,000
Equity capital	7,053,000	7,216,000	7,520,000	7,736,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,390,000	2,848,000	4,443,000	6,107,000
Interest expense	440,000	903,000	1,439,000	2,059,000
Net interest income	950,000	1,945,000	3,004,000	4,048,000
Noninterest income	66,000	142,000	232,000	307,000
Noninterest expense	659,000	1,367,000	2,062,000	2,767,000
Provision for loan losses	75,000	150,000	225,000	300,000
Pretax income	282,000	570,000	949,000	1,288,000
Income tax	108,000	220,000	367,000	497,000
Net income	174,000	350,000	582,000	791,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	7,184,000	7,360,000	7,593,000	7,801,000
Total capital	8,093,000	8,294,000	8,547,000	8,784,000
Risk-weighted assets	72,625,000	74,614,000	76,113,000	78,428,000