Call reports 2002
HOLBROOK CO-OPERATIVE BANK — 2002
What HOLBROOK CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,670,000 | 71,191,000 | 70,770,000 | 70,690,000 |
| Total loans | 38,204,000 | 39,286,000 | 36,710,000 | 34,510,000 |
| Allowance for loan losses | 356,000 | 571,000 | 482,000 | 482,000 |
| Securities available for sale | 19,137,000 | 17,425,000 | 18,252,000 | 17,303,000 |
| Securities held to maturity | 4,960,000 | 5,202,000 | 2,945,000 | 2,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,535,000 | 64,865,000 | 64,278,000 | 64,163,000 |
| Interest-bearing deposits | 62,942,000 | 63,171,000 | 62,675,000 | 62,726,000 |
| Noninterest-bearing deposits | 1,593,000 | 1,694,000 | 1,603,000 | 1,437,000 |
| Equity capital | 5,891,000 | 6,102,000 | 6,320,000 | 6,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,847,000 | 2,743,000 | 3,548,000 |
| Interest expense | 420,000 | 817,000 | 1,194,000 | 1,522,000 |
| Net interest income | 503,000 | 1,030,000 | 1,549,000 | 2,026,000 |
| Noninterest income | 38,000 | 76,000 | 117,000 | 169,000 |
| Noninterest expense | 428,000 | 863,000 | 1,326,000 | 1,790,000 |
| Provision for loan losses | 0 | 0 | -89,000 | -89,000 |
| Pretax income | 130,000 | 274,000 | 527,000 | 622,000 |
| Income tax | 48,000 | 103,000 | 167,000 | 201,000 |
| Net income | 82,000 | 171,000 | 360,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,976,000 | 6,065,000 | 6,255,000 | 6,316,000 |
| Total capital | 6,332,000 | 6,565,000 | 6,737,000 | 6,798,000 |
| Risk-weighted assets | 38,466,000 | 39,900,000 | 41,182,000 | 41,036,000 |