Call reports 2001
HOLBROOK CO-OPERATIVE BANK — 2001
What HOLBROOK CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,147,000 | 64,742,000 | 67,403,000 | 70,273,000 |
| Total loans | 44,523,000 | 43,851,000 | 42,782,000 | 40,771,000 |
| Allowance for loan losses | 345,000 | 345,000 | 357,000 | 357,000 |
| Securities available for sale | 9,383,000 | 10,949,000 | 11,012,000 | 11,623,000 |
| Securities held to maturity | 3,692,000 | 3,443,000 | 5,263,000 | 4,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,340,000 | 58,933,000 | 61,514,000 | 64,157,000 |
| Interest-bearing deposits | 56,849,000 | 57,032,000 | 59,790,000 | 62,570,000 |
| Noninterest-bearing deposits | 1,491,000 | 1,901,000 | 1,724,000 | 1,587,000 |
| Equity capital | 5,663,000 | 5,674,000 | 5,750,000 | 5,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,114,000 | 3,141,000 | 4,154,000 |
| Interest expense | 561,000 | 1,126,000 | 1,672,000 | 2,158,000 |
| Net interest income | 508,000 | 988,000 | 1,469,000 | 1,996,000 |
| Noninterest income | 39,000 | 87,000 | 125,000 | 306,000 |
| Noninterest expense | 402,000 | 858,000 | 1,278,000 | 1,710,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 217,000 | 355,000 | 631,000 |
| Income tax | 57,000 | 92,000 | 141,000 | 248,000 |
| Net income | 88,000 | 125,000 | 214,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,599,000 | 5,638,000 | 5,726,000 | 5,895,000 |
| Total capital | 5,944,000 | 5,983,000 | 6,083,000 | 6,252,000 |
| Risk-weighted assets | 36,032,000 | 37,642,000 | 39,541,000 | 39,330,000 |