Call reports 2025
FIRST STATE BANK OF THE SOUTHEAST, INC — 2025
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 411,508,000 | 412,302,000 |
| Total loans | 357,619,000 | 356,602,000 |
| Allowance for loan losses | 4,590,000 | 4,745,000 |
| Securities available for sale | 22,122,000 | 21,687,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 352,386,000 | 272,908,000 |
| Interest-bearing deposits | 276,904,000 | 197,746,000 |
| Noninterest-bearing deposits | 75,482,000 | 75,162,000 |
| Equity capital | 31,009,000 | 29,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 5,522,000 | 11,077,000 |
| Interest expense | 2,076,000 | 4,059,000 |
| Net interest income | 3,446,000 | 7,018,000 |
| Noninterest income | 655,000 | 981,000 |
| Noninterest expense | 3,201,000 | 7,045,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 900,000 | 954,000 |
| Income tax | 0 | 0 |
| Net income | 900,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 35,165,000 | 34,302,000 |
| Total capital | 39,257,000 | 38,332,000 |
| Risk-weighted assets | 326,771,000 | 321,566,000 |