Call reports 2018
FIRST STATE BANK OF THE SOUTHEAST, INC — 2018
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 337,276,000 | 343,990,000 | 349,473,000 | 347,050,000 |
| Total loans | 267,180,000 | 270,779,000 | 276,477,000 | 279,053,000 |
| Allowance for loan losses | 2,660,000 | 2,650,000 | 2,487,000 | 2,953,000 |
| Securities available for sale | 42,386,000 | 39,457,000 | 37,878,000 | 36,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,031,000 | 292,256,000 | 292,764,000 | 290,302,000 |
| Interest-bearing deposits | 243,412,000 | 240,023,000 | 236,961,000 | 235,324,000 |
| Noninterest-bearing deposits | 56,619,000 | 52,233,000 | 55,803,000 | 54,978,000 |
| Equity capital | 30,871,000 | 30,725,000 | 30,779,000 | 31,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,744,000 | 7,555,000 | 11,440,000 | 15,427,000 |
| Interest expense | 612,000 | 1,258,000 | 1,945,000 | 2,713,000 |
| Net interest income | 3,132,000 | 6,297,000 | 9,495,000 | 12,714,000 |
| Noninterest income | 430,000 | 680,000 | 960,000 | 1,476,000 |
| Noninterest expense | 2,610,000 | 5,392,000 | 8,177,000 | 10,712,000 |
| Provision for loan losses | 190,000 | 191,000 | 191,000 | 641,000 |
| Pretax income | 762,000 | 1,394,000 | 2,087,000 | 2,837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 762,000 | 1,394,000 | 2,087,000 | 2,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,769,000 | 31,800,000 | 31,919,000 | 32,069,000 |
| Total capital | 34,429,000 | 34,450,000 | 34,406,000 | 35,022,000 |
| Risk-weighted assets | 256,455,000 | 258,549,000 | 268,062,000 | 263,292,000 |