Call reports 2015
FIRST STATE BANK OF THE SOUTHEAST, INC — 2015
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 337,554,000 | 341,499,000 | 338,764,000 | 340,136,000 |
| Total loans | 259,203,000 | 260,506,000 | 257,175,000 | 259,388,000 |
| Allowance for loan losses | 2,644,000 | 2,643,000 | 2,419,000 | 2,593,000 |
| Securities available for sale | 39,691,000 | 40,384,000 | 46,493,000 | 47,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,982,000 | 300,824,000 | 299,956,000 | 298,543,000 |
| Interest-bearing deposits | 257,064,000 | 253,696,000 | 251,951,000 | 248,414,000 |
| Noninterest-bearing deposits | 44,918,000 | 47,128,000 | 48,005,000 | 50,129,000 |
| Equity capital | 33,251,000 | 33,307,000 | 33,698,000 | 28,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,677,000 | 7,318,000 | 10,987,000 | 14,668,000 |
| Interest expense | 434,000 | 869,000 | 1,324,000 | 1,786,000 |
| Net interest income | 3,243,000 | 6,449,000 | 9,663,000 | 12,882,000 |
| Noninterest income | 447,000 | 736,000 | 1,175,000 | -3,968,000 |
| Noninterest expense | 2,676,000 | 5,234,000 | 8,002,000 | 10,618,000 |
| Provision for loan losses | 148,000 | 298,000 | 449,000 | 890,000 |
| Pretax income | 1,066,000 | 1,853,000 | 2,589,000 | -2,392,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,066,000 | 1,853,000 | 2,589,000 | -2,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,136,000 | 33,471,000 | 33,657,000 | 28,577,000 |
| Total capital | 35,780,000 | 36,114,000 | 36,076,000 | 31,170,000 |
| Risk-weighted assets | 253,712,000 | 252,310,000 | 247,589,000 | 248,424,000 |