Call reports 2013
FIRST STATE BANK OF THE SOUTHEAST, INC — 2013
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 377,103,000 | 374,281,000 | 362,914,000 | 365,239,000 |
| Total loans | 306,771,000 | 303,791,000 | 293,811,000 | 295,959,000 |
| Allowance for loan losses | 4,892,000 | 4,371,000 | 3,701,000 | 4,445,000 |
| Securities available for sale | 38,774,000 | 36,834,000 | 35,168,000 | 35,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,126,000 | 331,473,000 | 322,508,000 | 319,909,000 |
| Interest-bearing deposits | 296,918,000 | 292,084,000 | 279,898,000 | 278,368,000 |
| Noninterest-bearing deposits | 42,208,000 | 39,389,000 | 42,610,000 | 41,541,000 |
| Equity capital | 37,303,000 | 36,398,000 | 36,302,000 | 36,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,379,000 | 8,623,000 | 12,963,000 | 17,212,000 |
| Interest expense | 584,000 | 1,111,000 | 1,621,000 | 2,119,000 |
| Net interest income | 3,795,000 | 7,512,000 | 11,342,000 | 15,093,000 |
| Noninterest income | 404,000 | 919,000 | 1,338,000 | 1,728,000 |
| Noninterest expense | 2,842,000 | 5,710,000 | 8,648,000 | 11,220,000 |
| Provision for loan losses | 615,000 | 1,688,000 | 2,435,000 | 3,186,000 |
| Pretax income | 791,000 | 1,082,000 | 1,646,000 | 2,464,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 791,000 | 1,082,000 | 1,646,000 | 2,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,605,000 | 36,595,000 | 36,759,000 | 37,177,000 |
| Total capital | 40,288,000 | 40,286,000 | 40,373,000 | 40,735,000 |
| Risk-weighted assets | 293,375,000 | 294,423,000 | 289,043,000 | 283,765,000 |