Call reports 2012
FIRST STATE BANK OF THE SOUTHEAST, INC — 2012
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 400,278,000 | 394,829,000 | 388,352,000 | 381,105,000 |
| Total loans | 325,497,000 | 317,017,000 | 314,479,000 | 307,660,000 |
| Allowance for loan losses | 7,854,000 | 6,933,000 | 5,388,000 | 4,642,000 |
| Securities available for sale | 40,576,000 | 40,158,000 | 43,320,000 | 40,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,578,000 | 357,096,000 | 349,789,000 | 343,702,000 |
| Interest-bearing deposits | 319,017,000 | 317,676,000 | 311,535,000 | 304,541,000 |
| Noninterest-bearing deposits | 39,561,000 | 39,420,000 | 38,254,000 | 39,161,000 |
| Equity capital | 35,997,000 | 36,944,000 | 37,572,000 | 36,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,738,000 | 9,327,000 | 13,896,000 | 18,314,000 |
| Interest expense | 837,000 | 1,573,000 | 2,256,000 | 2,888,000 |
| Net interest income | 3,901,000 | 7,754,000 | 11,640,000 | 15,426,000 |
| Noninterest income | 418,000 | 882,000 | 1,137,000 | 1,657,000 |
| Noninterest expense | 2,824,000 | 5,560,000 | 8,471,000 | 11,808,000 |
| Provision for loan losses | 782,000 | 1,388,000 | 1,795,000 | 3,108,000 |
| Pretax income | 714,000 | 1,845,000 | 2,673,000 | 2,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 714,000 | 1,845,000 | 2,673,000 | 2,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,499,000 | 36,129,000 | 36,556,000 | 35,813,000 |
| Total capital | 39,319,000 | 39,872,000 | 40,264,000 | 39,437,000 |
| Risk-weighted assets | 301,548,000 | 296,255,000 | 294,989,000 | 288,836,000 |