Call reports 2010
FIRST STATE BANK OF THE SOUTHEAST, INC — 2010
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 424,475,000 | 416,524,000 | 418,134,000 | 412,580,000 |
| Total loans | 346,243,000 | 346,103,000 | 338,566,000 | 333,095,000 |
| Allowance for loan losses | 5,550,000 | 4,536,000 | 4,896,000 | 5,260,000 |
| Securities available for sale | 33,651,000 | 31,259,000 | 32,837,000 | 40,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,950,000 | 348,915,000 | 356,757,000 | 361,334,000 |
| Interest-bearing deposits | 318,236,000 | 315,799,000 | 320,763,000 | 325,087,000 |
| Noninterest-bearing deposits | 39,714,000 | 33,116,000 | 35,994,000 | 36,247,000 |
| Equity capital | 35,788,000 | 36,732,000 | 37,603,000 | 36,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,219,000 | 10,690,000 | 15,883,000 | 20,895,000 |
| Interest expense | 1,704,000 | 3,378,000 | 4,975,000 | 6,384,000 |
| Net interest income | 3,515,000 | 7,312,000 | 10,908,000 | 14,511,000 |
| Noninterest income | 532,000 | 1,120,000 | 1,686,000 | 2,235,000 |
| Noninterest expense | 2,743,000 | 5,633,000 | 8,604,000 | 11,254,000 |
| Provision for loan losses | 600,000 | 1,207,000 | 1,820,000 | 3,057,000 |
| Pretax income | 698,000 | 1,586,000 | 2,166,000 | 2,436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 698,000 | 1,586,000 | 2,166,000 | 2,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,262,000 | 36,150,000 | 36,730,000 | 36,400,000 |
| Total capital | 39,440,000 | 40,243,000 | 40,703,000 | 40,311,000 |
| Risk-weighted assets | 332,244,000 | 327,018,000 | 317,148,000 | 311,507,000 |