Call reports 2009
FIRST STATE BANK OF THE SOUTHEAST, INC — 2009
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 403,094,000 | 401,656,000 | 403,809,000 | 404,404,000 |
| Total loans | 351,006,000 | 347,687,000 | 350,677,000 | 350,367,000 |
| Allowance for loan losses | 3,354,000 | 3,138,000 | 4,891,000 | 5,460,000 |
| Securities available for sale | 34,428,000 | 33,220,000 | 33,263,000 | 34,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,926,000 | 328,159,000 | 330,848,000 | 332,520,000 |
| Interest-bearing deposits | 296,643,000 | 294,091,000 | 297,497,000 | 297,256,000 |
| Noninterest-bearing deposits | 33,283,000 | 34,068,000 | 33,351,000 | 35,264,000 |
| Equity capital | 33,574,000 | 32,336,000 | 33,536,000 | 35,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,713,000 | 11,241,000 | 16,804,000 | 21,737,000 |
| Interest expense | 2,193,000 | 4,161,000 | 6,056,000 | 7,852,000 |
| Net interest income | 3,520,000 | 7,080,000 | 10,748,000 | 13,885,000 |
| Noninterest income | 602,000 | 1,300,000 | 1,914,000 | 2,532,000 |
| Noninterest expense | 2,753,000 | 5,685,000 | 8,565,000 | 11,002,000 |
| Provision for loan losses | 300,000 | 653,000 | 2,467,000 | 4,080,000 |
| Pretax income | 1,071,000 | 2,060,000 | 1,648,000 | 1,357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,071,000 | 2,060,000 | 1,648,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,378,000 | 32,268,000 | 32,855,000 | 34,564,000 |
| Total capital | 36,732,000 | 35,406,000 | 37,047,000 | 38,692,000 |
| Risk-weighted assets | 333,449,000 | 330,687,000 | 334,663,000 | 328,942,000 |