Call reports 2006
FIRST STATE BANK OF THE SOUTHEAST, INC — 2006
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 366,616,000 | 362,254,000 | 346,563,000 | 351,680,000 |
| Total loans | 302,140,000 | 299,323,000 | 294,764,000 | 303,391,000 |
| Allowance for loan losses | 2,329,000 | 2,448,000 | 2,582,000 | 2,645,000 |
| Securities available for sale | 43,153,000 | 36,638,000 | 34,360,000 | 30,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,720,000 | 291,566,000 | 276,032,000 | 275,847,000 |
| Interest-bearing deposits | 263,301,000 | 257,573,000 | 243,150,000 | 246,195,000 |
| Noninterest-bearing deposits | 33,419,000 | 33,993,000 | 32,882,000 | 29,652,000 |
| Equity capital | 29,142,000 | 28,954,000 | 29,508,000 | 30,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,937,000 | 12,106,000 | 18,133,000 | 24,531,000 |
| Interest expense | 2,700,000 | 5,473,000 | 8,255,000 | 11,132,000 |
| Net interest income | 3,237,000 | 6,633,000 | 9,878,000 | 13,399,000 |
| Noninterest income | 461,000 | 926,000 | 1,377,000 | 1,830,000 |
| Noninterest expense | 2,705,000 | 5,318,000 | 8,100,000 | 10,664,000 |
| Provision for loan losses | 298,000 | 600,000 | 749,000 | 824,000 |
| Pretax income | 695,000 | 1,641,000 | 2,408,000 | 3,743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 695,000 | 1,641,000 | 2,408,000 | 3,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,714,000 | 29,916,000 | 29,942,000 | 30,557,000 |
| Total capital | 32,043,000 | 32,364,000 | 32,524,000 | 33,202,000 |
| Risk-weighted assets | 284,446,000 | 285,180,000 | 283,970,000 | 293,166,000 |