Call reports 2005
FIRST STATE BANK OF THE SOUTHEAST, INC — 2005
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 387,514,000 | 376,968,000 | 375,766,000 | 373,064,000 |
| Total loans | 310,483,000 | 313,453,000 | 313,785,000 | 307,216,000 |
| Allowance for loan losses | 3,455,000 | 3,233,000 | 2,997,000 | 2,414,000 |
| Securities available for sale | 45,649,000 | 46,089,000 | 45,007,000 | 43,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,111,000 | 298,772,000 | 298,750,000 | 302,242,000 |
| Interest-bearing deposits | 284,500,000 | 266,703,000 | 266,388,000 | 267,506,000 |
| Noninterest-bearing deposits | 30,611,000 | 32,069,000 | 32,362,000 | 34,736,000 |
| Equity capital | 29,929,000 | 29,643,000 | 29,366,000 | 29,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,598,000 | 11,464,000 | 17,436,000 | 23,402,000 |
| Interest expense | 2,483,000 | 4,883,000 | 7,397,000 | 10,063,000 |
| Net interest income | 3,115,000 | 6,581,000 | 10,039,000 | 13,339,000 |
| Noninterest income | 452,000 | 920,000 | 1,492,000 | 1,996,000 |
| Noninterest expense | 2,698,000 | 5,287,000 | 8,119,000 | 10,662,000 |
| Provision for loan losses | 298,000 | 600,000 | 905,000 | 1,210,000 |
| Pretax income | 571,000 | 1,886,000 | 2,781,000 | 3,739,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 571,000 | 1,886,000 | 2,781,000 | 3,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,726,000 | 29,640,000 | 29,585,000 | 29,959,000 |
| Total capital | 33,181,000 | 32,873,000 | 32,582,000 | 32,373,000 |
| Risk-weighted assets | 291,024,000 | 289,864,000 | 291,256,000 | 290,551,000 |