Call reports 2004
FIRST STATE BANK OF THE SOUTHEAST, INC — 2004
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 207,200,000 | 210,749,000 | 362,333,000 | 371,959,000 |
| Total loans | 163,364,000 | 171,092,000 | 315,839,000 | 316,623,000 |
| Allowance for loan losses | 2,089,000 | 2,246,000 | 3,431,000 | 3,374,000 |
| Securities available for sale | 28,995,000 | 28,116,000 | 29,297,000 | 31,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,086,000 | 160,650,000 | 287,644,000 | 299,056,000 |
| Interest-bearing deposits | 135,916,000 | 137,781,000 | 257,314,000 | 269,684,000 |
| Noninterest-bearing deposits | 23,170,000 | 22,869,000 | 30,330,000 | 29,372,000 |
| Equity capital | 18,493,000 | 18,015,000 | 30,230,000 | 30,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,932,000 | 5,896,000 | 15,640,000 | 21,158,000 |
| Interest expense | 976,000 | 1,942,000 | 5,561,000 | 7,765,000 |
| Net interest income | 1,956,000 | 3,954,000 | 10,079,000 | 13,393,000 |
| Noninterest income | 402,000 | 883,000 | 1,535,000 | 2,050,000 |
| Noninterest expense | 1,416,000 | 2,907,000 | 7,732,000 | 10,484,000 |
| Provision for loan losses | 120,000 | 239,000 | 902,000 | 1,207,000 |
| Pretax income | 839,000 | 1,714,000 | 3,017,000 | 3,791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 839,000 | 1,714,000 | 3,017,000 | 3,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,278,000 | 17,754,000 | 29,431,000 | 29,905,000 |
| Total capital | 19,228,000 | 19,802,000 | 32,862,000 | 33,279,000 |
| Risk-weighted assets | 155,864,000 | 162,843,000 | 290,913,000 | 292,692,000 |