Call reports 2002
FIRST STATE BANK OF THE SOUTHEAST, INC — 2002
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 200,051,000 | 200,353,000 | 207,502,000 | 201,991,000 |
| Total loans | 152,597,000 | 155,055,000 | 163,790,000 | 162,090,000 |
| Allowance for loan losses | 1,417,000 | 1,456,000 | 1,580,000 | 1,412,000 |
| Securities available for sale | 27,315,000 | 28,787,000 | 28,523,000 | 27,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,775,000 | 150,687,000 | 151,863,000 | 152,058,000 |
| Interest-bearing deposits | 130,405,000 | 130,610,000 | 131,864,000 | 130,989,000 |
| Noninterest-bearing deposits | 20,370,000 | 20,077,000 | 19,999,000 | 21,069,000 |
| Equity capital | 16,006,000 | 16,936,000 | 17,653,000 | 16,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,419,000 | 9,711,000 | 12,950,000 |
| Interest expense | 1,408,000 | 2,759,000 | 4,058,000 | 5,299,000 |
| Net interest income | 1,834,000 | 3,660,000 | 5,653,000 | 7,651,000 |
| Noninterest income | 374,000 | 736,000 | 1,113,000 | 1,455,000 |
| Noninterest expense | 1,341,000 | 2,578,000 | 3,961,000 | 5,380,000 |
| Provision for loan losses | 59,000 | 159,000 | 280,000 | 401,000 |
| Pretax income | 808,000 | 1,700,000 | 2,565,000 | 3,365,000 |
| Income tax | 235,000 | 419,000 | 631,000 | 812,000 |
| Net income | 573,000 | 1,281,000 | 1,934,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,842,000 | 16,459,000 | 16,812,000 | 15,731,000 |
| Total capital | 17,259,000 | 17,915,000 | 18,392,000 | 17,143,000 |
| Risk-weighted assets | 144,756,000 | 147,673,000 | 155,305,000 | 151,247,000 |