Call reports 2001
FIRST STATE BANK OF THE SOUTHEAST, INC — 2001
What FIRST STATE BANK OF THE SOUTHEAST, INC reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 194,002,000 | 190,143,000 | 194,716,000 | 195,387,000 |
| Total loans | 141,776,000 | 146,530,000 | 147,391,000 | 150,439,000 |
| Allowance for loan losses | 1,327,000 | 1,387,000 | 1,425,000 | 1,386,000 |
| Securities available for sale | 34,917,000 | 33,908,000 | 36,005,000 | 27,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,970,000 | 151,993,000 | 149,472,000 | 148,656,000 |
| Interest-bearing deposits | 141,138,000 | 133,132,000 | 128,531,000 | 128,157,000 |
| Noninterest-bearing deposits | 17,832,000 | 18,861,000 | 20,941,000 | 20,499,000 |
| Equity capital | 14,641,000 | 14,768,000 | 15,336,000 | 15,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,687,000 | 7,333,000 | 11,010,000 | 14,528,000 |
| Interest expense | 2,035,000 | 4,008,000 | 5,905,000 | 7,559,000 |
| Net interest income | 1,652,000 | 3,325,000 | 5,105,000 | 6,969,000 |
| Noninterest income | 259,000 | 553,000 | 889,000 | 1,259,000 |
| Noninterest expense | 1,296,000 | 2,553,000 | 3,833,000 | 5,344,000 |
| Provision for loan losses | 59,000 | 119,000 | 179,000 | 239,000 |
| Pretax income | 556,000 | 1,206,000 | 1,999,000 | 3,177,000 |
| Income tax | 98,000 | 231,000 | 423,000 | 701,000 |
| Net income | 458,000 | 975,000 | 1,576,000 | 2,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,051,000 | 14,218,000 | 14,569,000 | 15,269,000 |
| Total capital | 15,378,000 | 15,605,000 | 15,994,000 | 16,655,000 |
| Risk-weighted assets | 135,481,000 | 136,855,000 | 141,727,000 | 142,293,000 |