Call reports 2025
BANK OF NEW CAMBRIA — 2025
What BANK OF NEW CAMBRIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 34,548,000 | 31,961,000 | 31,866,000 |
| Total loans | 9,293,000 | 9,429,000 | 9,765,000 |
| Allowance for loan losses | 249,000 | 229,000 | 229,000 |
| Securities available for sale | 13,673,000 | 12,907,000 | 12,514,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 30,927,000 | 28,199,000 | 27,845,000 |
| Interest-bearing deposits | 23,757,000 | 22,042,000 | 21,383,000 |
| Noninterest-bearing deposits | 7,170,000 | 6,157,000 | 6,462,000 |
| Equity capital | 3,537,000 | 3,697,000 | 3,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 336,000 | 693,000 | 1,014,000 |
| Interest expense | 28,000 | 57,000 | 84,000 |
| Net interest income | 308,000 | 636,000 | 930,000 |
| Noninterest income | 13,000 | 28,000 | 96,000 |
| Noninterest expense | 276,000 | 568,000 | 825,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 45,000 | 96,000 | 201,000 |
| Income tax | 6,000 | 21,000 | 30,000 |
| Net income | 39,000 | 75,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 4,609,000 | 4,645,000 | 4,741,000 |