Call reports 2024
BANK OF NEW CAMBRIA — 2024
What BANK OF NEW CAMBRIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 35,182,000 | 34,808,000 | 33,668,000 | 32,844,000 |
| Total loans | 8,828,000 | 9,047,000 | 10,138,000 | 9,617,000 |
| Allowance for loan losses | 246,000 | 247,000 | 249,000 | 249,000 |
| Securities available for sale | 14,696,000 | 14,120,000 | 14,292,000 | 13,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,953,000 | 31,453,000 | 29,890,000 | 29,402,000 |
| Interest-bearing deposits | 16,422,000 | 15,670,000 | 14,963,000 | 22,792,000 |
| Noninterest-bearing deposits | 15,531,000 | 15,783,000 | 14,927,000 | 6,610,000 |
| Equity capital | 3,186,000 | 3,281,000 | 3,690,000 | 3,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 694,000 | 1,052,000 | 1,404,000 |
| Interest expense | 27,000 | 54,000 | 82,000 | 110,000 |
| Net interest income | 306,000 | 640,000 | 970,000 | 1,294,000 |
| Noninterest income | 17,000 | 29,000 | 50,000 | 67,000 |
| Noninterest expense | 282,000 | 542,000 | 808,000 | 1,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 127,000 | 212,000 | 273,000 |
| Income tax | 7,000 | 24,000 | 46,000 | 62,000 |
| Net income | 34,000 | 103,000 | 166,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,505,000 | 4,573,000 | 4,637,000 | 4,569,000 |