Call reports 2023
BANK OF NEW CAMBRIA — 2023
What BANK OF NEW CAMBRIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 36,363,000 | 34,580,000 | 35,328,000 | 35,274,000 |
| Total loans | 8,245,000 | 9,232,000 | 9,502,000 | 9,457,000 |
| Allowance for loan losses | 271,000 | 271,000 | 271,000 | 250,000 |
| Securities available for sale | 16,034,000 | 15,453,000 | 14,904,000 | 15,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,295,000 | 31,532,000 | 32,554,000 | 31,995,000 |
| Interest-bearing deposits | 26,631,000 | 17,735,000 | 17,410,000 | 16,641,000 |
| Noninterest-bearing deposits | 6,664,000 | 13,797,000 | 15,144,000 | 15,354,000 |
| Equity capital | 2,994,000 | 2,952,000 | 2,694,000 | 3,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 592,000 | 945,000 | 1,264,000 |
| Interest expense | 14,000 | 29,000 | 54,000 | 81,000 |
| Net interest income | 276,000 | 563,000 | 891,000 | 1,183,000 |
| Noninterest income | 15,000 | 36,000 | 53,000 | 73,000 |
| Noninterest expense | 243,000 | 493,000 | 777,000 | 1,016,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 106,000 | 167,000 | 240,000 |
| Income tax | 0 | 0 | 0 | -4,000 |
| Net income | 48,000 | 106,000 | 167,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,387,000 | 4,445,000 | 4,506,000 | 4,471,000 |