Call reports 2022
BANK OF NEW CAMBRIA — 2022
What BANK OF NEW CAMBRIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 36,515,000 | 34,608,000 | 33,597,000 | 35,515,000 |
| Total loans | 8,937,000 | 9,682,000 | 9,832,000 | 9,463,000 |
| Allowance for loan losses | 279,000 | 277,000 | 277,000 | 270,000 |
| Securities available for sale | 16,551,000 | 16,219,000 | 15,453,000 | 15,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,075,000 | 31,595,000 | 31,082,000 | 32,781,000 |
| Interest-bearing deposits | 24,699,000 | 25,264,000 | 24,608,000 | 25,476,000 |
| Noninterest-bearing deposits | 8,376,000 | 6,331,000 | 6,474,000 | 7,305,000 |
| Equity capital | 3,407,000 | 2,967,000 | 2,459,000 | 2,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 416,000 | 655,000 | 913,000 |
| Interest expense | 12,000 | 24,000 | 34,000 | 48,000 |
| Net interest income | 189,000 | 392,000 | 621,000 | 865,000 |
| Noninterest income | 19,000 | 39,000 | 59,000 | 80,000 |
| Noninterest expense | 245,000 | 481,000 | 720,000 | 969,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -37,000 | -50,000 | -40,000 | -24,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -37,000 | -50,000 | -40,000 | -24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,327,000 | 4,313,000 | 4,295,000 | 4,339,000 |