Call reports 2021
BANK OF NEW CAMBRIA — 2021
What BANK OF NEW CAMBRIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 35,842,000 | 37,125,000 | 36,674,000 | 35,897,000 |
| Total loans | 11,626,000 | 10,982,000 | 11,249,000 | 10,398,000 |
| Allowance for loan losses | 287,000 | 287,000 | 283,000 | 282,000 |
| Securities available for sale | 12,707,000 | 14,586,000 | 14,670,000 | 16,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,373,000 | 32,644,000 | 32,196,000 | 31,571,000 |
| Interest-bearing deposits | 24,891,000 | 25,504,000 | 25,379,000 | 24,782,000 |
| Noninterest-bearing deposits | 6,482,000 | 7,140,000 | 6,817,000 | 6,789,000 |
| Equity capital | 4,364,000 | 4,372,000 | 4,361,000 | 4,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 419,000 | 628,000 | 842,000 |
| Interest expense | 16,000 | 30,000 | 44,000 | 56,000 |
| Net interest income | 192,000 | 389,000 | 584,000 | 786,000 |
| Noninterest income | 20,000 | 40,000 | 63,000 | 81,000 |
| Noninterest expense | 218,000 | 439,000 | 663,000 | 883,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -6,000 | -10,000 | -16,000 | -16,000 |
| Income tax | 0 | 1,000 | 3,000 | 5,000 |
| Net income | -6,000 | -11,000 | -19,000 | -21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,379,000 | 4,374,000 | 4,366,000 | 4,363,000 |