Call reports 2020
BANK OF NEW CAMBRIA — 2020
What BANK OF NEW CAMBRIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 31,108,000 | 32,726,000 | 33,744,000 | 33,489,000 |
| Total loans | 12,753,000 | 13,037,000 | 13,115,000 | 11,833,000 |
| Allowance for loan losses | 283,000 | 287,000 | 287,000 | 287,000 |
| Securities available for sale | 7,369,000 | 7,929,000 | 8,974,000 | 10,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,598,000 | 28,150,000 | 29,090,000 | 28,885,000 |
| Interest-bearing deposits | 22,718,000 | 23,361,000 | 23,827,000 | 22,748,000 |
| Noninterest-bearing deposits | 3,880,000 | 4,789,000 | 5,263,000 | 6,137,000 |
| Equity capital | 4,398,000 | 4,435,000 | 4,488,000 | 4,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 527,000 | 770,000 | 1,009,000 |
| Interest expense | 25,000 | 45,000 | 62,000 | 79,000 |
| Net interest income | 247,000 | 482,000 | 708,000 | 930,000 |
| Noninterest income | 20,000 | 38,000 | 89,000 | 110,000 |
| Noninterest expense | 258,000 | 497,000 | 727,000 | 962,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 23,000 | 70,000 | 78,000 |
| Income tax | 6,000 | 12,000 | 14,000 | 14,000 |
| Net income | 3,000 | 11,000 | 56,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,332,000 | 4,340,000 | 4,385,000 | 4,385,000 |
| Total capital | 4,556,000 | 4,575,000 | 4,623,000 | 4,616,000 |
| Risk-weighted assets | 17,894,000 | 18,781,000 | 19,046,000 | 18,491,000 |