Call reports 2019
BANK OF NEW CAMBRIA — 2019
What BANK OF NEW CAMBRIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 32,088,000 | 31,009,000 | 30,815,000 | 30,424,000 |
| Total loans | 14,453,000 | 14,747,000 | 14,776,000 | 13,450,000 |
| Allowance for loan losses | 287,000 | 287,000 | 287,000 | 287,000 |
| Securities available for sale | 7,289,000 | 6,894,000 | 6,545,000 | 7,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,780,000 | 26,570,000 | 26,301,000 | 25,988,000 |
| Interest-bearing deposits | 23,787,000 | 22,780,000 | 22,565,000 | 22,000,000 |
| Noninterest-bearing deposits | 3,993,000 | 3,790,000 | 3,736,000 | 3,988,000 |
| Equity capital | 4,206,000 | 4,311,000 | 4,366,000 | 4,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 615,000 | 925,000 | 1,226,000 |
| Interest expense | 17,000 | 40,000 | 62,000 | 88,000 |
| Net interest income | 285,000 | 575,000 | 863,000 | 1,138,000 |
| Noninterest income | 19,000 | 42,000 | 66,000 | 84,000 |
| Noninterest expense | 237,000 | 469,000 | 702,000 | 958,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 148,000 | 227,000 | 264,000 |
| Income tax | 12,000 | 32,000 | 48,000 | 57,000 |
| Net income | 55,000 | 116,000 | 179,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,228,000 | 4,288,000 | 4,351,000 | 4,328,000 |
| Total capital | 4,482,000 | 4,540,000 | 4,601,000 | 4,560,000 |
| Risk-weighted assets | 20,325,000 | 20,159,000 | 20,038,000 | 18,574,000 |