Call reports 2018
BANK OF NEW CAMBRIA — 2018
What BANK OF NEW CAMBRIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,639,000 | 32,175,000 | 31,106,000 | 31,275,000 |
| Total loans | 14,040,000 | 14,734,000 | 14,519,000 | 14,534,000 |
| Allowance for loan losses | 285,000 | 286,000 | 286,000 | 286,000 |
| Securities available for sale | 8,558,000 | 8,309,000 | 7,705,000 | 7,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,612,000 | 28,114,000 | 27,010,000 | 27,105,000 |
| Interest-bearing deposits | 25,496,000 | 24,362,000 | 23,521,000 | 23,123,000 |
| Noninterest-bearing deposits | 4,116,000 | 3,752,000 | 3,489,000 | 3,982,000 |
| Equity capital | 3,924,000 | 3,962,000 | 4,013,000 | 4,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 576,000 | 871,000 | 1,173,000 |
| Interest expense | 17,000 | 34,000 | 49,000 | 64,000 |
| Net interest income | 264,000 | 542,000 | 822,000 | 1,109,000 |
| Noninterest income | 20,000 | 43,000 | 64,000 | 86,000 |
| Noninterest expense | 235,000 | 467,000 | 714,000 | 934,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 118,000 | 172,000 | 261,000 |
| Income tax | 7,000 | 21,000 | -4,000 | 10,000 |
| Net income | 42,000 | 97,000 | 176,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,009,000 | 4,064,000 | 4,143,000 | 4,172,000 |
| Total capital | 4,267,000 | 4,331,000 | 4,397,000 | 4,425,000 |
| Risk-weighted assets | 20,630,000 | 21,359,000 | 20,335,000 | 20,226,000 |