Call reports 2017
BANK OF NEW CAMBRIA — 2017
What BANK OF NEW CAMBRIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 33,026,000 | 33,005,000 | 31,656,000 | 32,103,000 |
| Total loans | 14,160,000 | 14,627,000 | 14,684,000 | 14,263,000 |
| Allowance for loan losses | 262,000 | 263,000 | 268,000 | 284,000 |
| Securities available for sale | 9,121,000 | 9,636,000 | 8,650,000 | 8,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,054,000 | 28,920,000 | 27,520,000 | 28,084,000 |
| Interest-bearing deposits | 25,634,000 | 25,320,000 | 24,378,000 | 24,310,000 |
| Noninterest-bearing deposits | 3,420,000 | 3,600,000 | 3,142,000 | 3,774,000 |
| Equity capital | 3,885,000 | 3,970,000 | 3,997,000 | 3,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 559,000 | 847,000 | 1,128,000 |
| Interest expense | 20,000 | 38,000 | 54,000 | 71,000 |
| Net interest income | 254,000 | 521,000 | 793,000 | 1,057,000 |
| Noninterest income | 23,000 | 47,000 | 69,000 | 91,000 |
| Noninterest expense | 231,000 | 453,000 | 689,000 | 911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 115,000 | 177,000 | 241,000 |
| Income tax | 5,000 | 18,000 | 35,000 | 14,000 |
| Net income | 41,000 | 97,000 | 142,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,860,000 | 3,916,000 | 3,959,000 | 3,966,000 |
| Total capital | 4,092,000 | 4,158,000 | 4,217,000 | 4,221,000 |
| Risk-weighted assets | 18,586,000 | 19,378,000 | 20,700,000 | 20,425,000 |