Call reports 2015
BANK OF NEW CAMBRIA — 2015
What BANK OF NEW CAMBRIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,891,000 | 33,441,000 | 32,531,000 | 32,895,000 |
| Total loans | 14,862,000 | 15,117,000 | 15,228,000 | 14,903,000 |
| Allowance for loan losses | 250,000 | 250,000 | 251,000 | 235,000 |
| Securities available for sale | 9,730,000 | 10,464,000 | 10,280,000 | 9,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,039,000 | 29,647,000 | 28,586,000 | 29,061,000 |
| Interest-bearing deposits | 20,737,000 | 26,192,000 | 25,238,000 | 24,827,000 |
| Noninterest-bearing deposits | 9,302,000 | 3,455,000 | 3,348,000 | 4,234,000 |
| Equity capital | 3,658,000 | 3,628,000 | 3,719,000 | 3,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 560,000 | 847,000 | 1,129,000 |
| Interest expense | 24,000 | 47,000 | 71,000 | 93,000 |
| Net interest income | 255,000 | 513,000 | 776,000 | 1,036,000 |
| Noninterest income | 22,000 | 46,000 | 70,000 | 93,000 |
| Noninterest expense | 234,000 | 466,000 | 699,000 | 908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 93,000 | 147,000 | 221,000 |
| Income tax | 3,000 | 12,000 | 28,000 | 41,000 |
| Net income | 40,000 | 81,000 | 119,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,539,000 | 3,579,000 | 3,617,000 | 3,648,000 |
| Total capital | 3,789,000 | 3,829,000 | 3,868,000 | 3,883,000 |
| Risk-weighted assets | 20,378,000 | 20,813,000 | 21,034,000 | 19,657,000 |