Call reports 2014
BANK OF NEW CAMBRIA — 2014
What BANK OF NEW CAMBRIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,080,000 | 34,088,000 | 33,757,000 | 33,122,000 |
| Total loans | 15,111,000 | 15,906,000 | 15,715,000 | 15,405,000 |
| Allowance for loan losses | 247,000 | 250,000 | 250,000 | 250,000 |
| Securities available for sale | 9,674,000 | 9,769,000 | 9,616,000 | 10,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,534,000 | 30,432,000 | 30,008,000 | 29,414,000 |
| Interest-bearing deposits | 26,265,000 | 25,518,000 | 26,257,000 | 25,392,000 |
| Noninterest-bearing deposits | 3,269,000 | 4,914,000 | 3,751,000 | 4,022,000 |
| Equity capital | 3,392,000 | 3,488,000 | 3,537,000 | 3,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 573,000 | 865,000 | 1,156,000 |
| Interest expense | 28,000 | 55,000 | 83,000 | 109,000 |
| Net interest income | 254,000 | 518,000 | 782,000 | 1,047,000 |
| Noninterest income | 22,000 | 46,000 | 72,000 | 93,000 |
| Noninterest expense | 238,000 | 476,000 | 720,000 | 946,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 88,000 | 134,000 | 194,000 |
| Income tax | 5,000 | 13,000 | 11,000 | 16,000 |
| Net income | 33,000 | 75,000 | 123,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,376,000 | 3,418,000 | 3,466,000 | 3,498,000 |
| Total capital | 3,623,000 | 3,668,000 | 3,716,000 | 3,748,000 |
| Risk-weighted assets | 20,334,000 | 21,206,000 | 20,962,000 | 20,525,000 |