Call reports 2013
BANK OF NEW CAMBRIA — 2013
What BANK OF NEW CAMBRIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 34,387,000 | 32,360,000 | 31,239,000 | 32,514,000 |
| Total loans | 16,292,000 | 17,028,000 | 16,882,000 | 15,563,000 |
| Allowance for loan losses | 176,000 | 186,000 | 239,000 | 243,000 |
| Securities available for sale | 10,293,000 | 9,519,000 | 9,212,000 | 9,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,910,000 | 29,007,000 | 27,747,000 | 29,102,000 |
| Interest-bearing deposits | 27,546,000 | 26,087,000 | 24,896,000 | 25,784,000 |
| Noninterest-bearing deposits | 3,364,000 | 2,920,000 | 2,851,000 | 3,318,000 |
| Equity capital | 3,342,000 | 3,213,000 | 3,326,000 | 3,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 604,000 | 909,000 | 1,205,000 |
| Interest expense | 39,000 | 74,000 | 108,000 | 139,000 |
| Net interest income | 257,000 | 530,000 | 801,000 | 1,066,000 |
| Noninterest income | 19,000 | 47,000 | 73,000 | 97,000 |
| Noninterest expense | 254,000 | 491,000 | 715,000 | 977,000 |
| Provision for loan losses | 0 | -4,000 | -57,000 | -57,000 |
| Pretax income | 32,000 | 110,000 | 237,000 | 264,000 |
| Income tax | 0 | -1,000 | 32,000 | 36,000 |
| Net income | 32,000 | 111,000 | 205,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,170,000 | 3,249,000 | 3,343,000 | 3,343,000 |
| Total capital | 3,346,000 | 3,435,000 | 3,582,000 | 3,586,000 |
| Risk-weighted assets | 21,908,000 | 25,248,000 | 21,782,000 | 20,264,000 |