Call reports 2012
BANK OF NEW CAMBRIA — 2012
What BANK OF NEW CAMBRIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,845,000 | 34,225,000 | 33,452,000 | 34,878,000 |
| Total loans | 15,581,000 | 15,377,000 | 15,912,000 | 16,535,000 |
| Allowance for loan losses | 183,000 | 190,000 | 183,000 | 176,000 |
| Securities available for sale | 10,803,000 | 11,274,000 | 10,487,000 | 10,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,527,000 | 30,747,000 | 29,909,000 | 31,384,000 |
| Interest-bearing deposits | 27,065,000 | 21,938,000 | 27,242,000 | 28,246,000 |
| Noninterest-bearing deposits | 3,462,000 | 8,809,000 | 2,667,000 | 3,138,000 |
| Equity capital | 3,231,000 | 3,285,000 | 3,363,000 | 3,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 605,000 | 908,000 | 1,209,000 |
| Interest expense | 51,000 | 99,000 | 145,000 | 189,000 |
| Net interest income | 254,000 | 506,000 | 763,000 | 1,020,000 |
| Noninterest income | 25,000 | 49,000 | 73,000 | 97,000 |
| Noninterest expense | 266,000 | 517,000 | 783,000 | 1,048,000 |
| Provision for loan losses | 0 | 0 | -31,000 | -31,000 |
| Pretax income | 13,000 | 38,000 | 96,000 | 112,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 13,000 | 37,000 | 95,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,055,000 | 3,079,000 | 3,137,000 | 3,138,000 |
| Total capital | 3,238,000 | 3,269,000 | 3,320,000 | 3,314,000 |
| Risk-weighted assets | 20,568,000 | 19,924,000 | 21,115,000 | 22,263,000 |