Call reports 2011
BANK OF NEW CAMBRIA — 2011
What BANK OF NEW CAMBRIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,289,000 | 30,801,000 | 31,979,000 | 32,822,000 |
| Total loans | 16,223,000 | 15,557,000 | 17,028,000 | 16,559,000 |
| Allowance for loan losses | 282,000 | 265,000 | 262,000 | 181,000 |
| Securities available for sale | 8,849,000 | 10,200,000 | 9,459,000 | 8,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,085,000 | 27,546,000 | 27,898,000 | 29,510,000 |
| Interest-bearing deposits | 25,407,000 | 24,952,000 | 25,103,000 | 26,295,000 |
| Noninterest-bearing deposits | 2,678,000 | 2,594,000 | 2,795,000 | 3,215,000 |
| Equity capital | 3,150,000 | 3,148,000 | 3,269,000 | 3,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 628,000 | 968,000 | 1,289,000 |
| Interest expense | 67,000 | 129,000 | 189,000 | 245,000 |
| Net interest income | 248,000 | 499,000 | 779,000 | 1,044,000 |
| Noninterest income | 26,000 | 56,000 | 83,000 | 111,000 |
| Noninterest expense | 256,000 | 514,000 | 768,000 | 1,005,000 |
| Provision for loan losses | 0 | 153,000 | 153,000 | 286,000 |
| Pretax income | 18,000 | -112,000 | -59,000 | -136,000 |
| Income tax | -10,000 | -36,000 | -34,000 | -53,000 |
| Net income | 28,000 | -76,000 | -25,000 | -83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,153,000 | 3,049,000 | 3,100,000 | 3,043,000 |
| Total capital | 3,400,000 | 3,296,000 | 3,362,000 | 3,224,000 |
| Risk-weighted assets | 19,745,000 | 19,731,000 | 21,260,000 | 21,558,000 |