Call reports 2001
BANK OF NEW CAMBRIA — 2001
What BANK OF NEW CAMBRIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,333,000 | 24,811,000 | 24,641,000 | 24,335,000 |
| Total loans | 10,170,000 | 11,820,000 | 12,373,000 | 12,740,000 |
| Allowance for loan losses | 120,000 | 137,000 | 145,000 | 162,000 |
| Securities available for sale | 10,825,000 | 9,196,000 | 9,816,000 | 9,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,471,000 | 21,910,000 | 21,535,000 | 21,355,000 |
| Interest-bearing deposits | 19,907,000 | 19,251,000 | 18,535,000 | 18,776,000 |
| Noninterest-bearing deposits | 2,564,000 | 2,659,000 | 3,000,000 | 2,579,000 |
| Equity capital | 2,658,000 | 2,700,000 | 2,852,000 | 2,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 833,000 | 1,233,000 | 1,615,000 |
| Interest expense | 228,000 | 428,000 | 608,000 | 766,000 |
| Net interest income | 194,000 | 405,000 | 625,000 | 849,000 |
| Noninterest income | 23,000 | 47,000 | 71,000 | 93,000 |
| Noninterest expense | 145,000 | 302,000 | 443,000 | 603,000 |
| Provision for loan losses | 0 | 20,000 | 25,000 | 50,000 |
| Pretax income | 72,000 | 130,000 | 228,000 | 289,000 |
| Income tax | 15,000 | 25,000 | 50,000 | 64,000 |
| Net income | 57,000 | 105,000 | 178,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,569,000 | 2,617,000 | 2,690,000 | 2,662,000 |
| Total capital | 2,689,000 | 2,754,000 | 2,835,000 | 2,824,000 |
| Risk-weighted assets | 13,932,000 | 15,028,000 | 15,312,000 | 15,491,000 |