Call reports 2005
FIRST FINANCIAL BANK — 2005
What FIRST FINANCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 672,497,000 | 666,851,000 |
| Total loans | 437,423,000 | 449,855,000 |
| Allowance for loan losses | 6,793,000 | 6,940,000 |
| Securities available for sale | 130,320,000 | 144,526,000 |
| Securities held to maturity | 53,691,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 457,608,000 | 452,581,000 |
| Interest-bearing deposits | 428,513,000 | 424,843,000 |
| Noninterest-bearing deposits | 29,095,000 | 27,738,000 |
| Equity capital | 62,246,000 | 63,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 8,789,000 | 17,558,000 |
| Interest expense | 2,918,000 | 5,952,000 |
| Net interest income | 5,871,000 | 11,606,000 |
| Noninterest income | 1,029,000 | 2,041,000 |
| Noninterest expense | 6,728,000 | 11,897,000 |
| Provision for loan losses | 112,000 | 255,000 |
| Pretax income | 91,000 | 1,592,000 |
| Income tax | -213,000 | 72,000 |
| Net income | 304,000 | 1,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 61,564,000 | 62,307,000 |
| Total capital | 67,908,000 | 68,825,000 |
| Risk-weighted assets | 507,637,000 | 521,025,000 |