Call reports 2004
FIRST FINANCIAL BANK — 2004
What FIRST FINANCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 627,313,000 | 641,229,000 | 642,260,000 | 667,638,000 |
| Total loans | 401,589,000 | 402,104,000 | 407,597,000 | 430,898,000 |
| Allowance for loan losses | 6,259,000 | 6,331,000 | 6,386,000 | 6,705,000 |
| Securities available for sale | 120,200,000 | 129,401,000 | 132,064,000 | 130,055,000 |
| Securities held to maturity | 41,104,000 | 52,651,000 | 50,706,000 | 54,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,562,000 | 429,668,000 | 430,132,000 | 436,054,000 |
| Interest-bearing deposits | 400,515,000 | 409,502,000 | 409,681,000 | 412,819,000 |
| Noninterest-bearing deposits | 22,047,000 | 20,166,000 | 20,451,000 | 23,235,000 |
| Equity capital | 59,853,000 | 59,182,000 | 61,299,000 | 62,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,407,000 | 15,060,000 | 22,949,000 | 31,053,000 |
| Interest expense | 2,508,000 | 5,073,000 | 7,725,000 | 10,507,000 |
| Net interest income | 4,899,000 | 9,987,000 | 15,224,000 | 20,546,000 |
| Noninterest income | 875,000 | 2,036,000 | 3,147,000 | 4,321,000 |
| Noninterest expense | 3,856,000 | 7,903,000 | 12,126,000 | 16,335,000 |
| Provision for loan losses | 180,000 | 295,000 | 399,000 | 655,000 |
| Pretax income | 1,921,000 | 4,064,000 | 6,162,000 | 8,245,000 |
| Income tax | 461,000 | 942,000 | 1,415,000 | 1,952,000 |
| Net income | 1,460,000 | 3,122,000 | 4,747,000 | 6,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,225,000 | 59,759,000 | 61,137,000 | 61,258,000 |
| Total capital | 63,900,000 | 65,563,000 | 67,068,000 | 67,541,000 |
| Risk-weighted assets | 453,430,000 | 463,765,000 | 474,062,000 | 502,251,000 |