Call reports 2003
FIRST FINANCIAL BANK — 2003
What FIRST FINANCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 586,159,000 | 582,660,000 | 596,049,000 | 603,590,000 |
| Total loans | 372,735,000 | 390,256,000 | 406,633,000 | 406,295,000 |
| Allowance for loan losses | 4,739,000 | 5,415,000 | 5,774,000 | 6,053,000 |
| Securities available for sale | 106,220,000 | 112,984,000 | 106,402,000 | 117,467,000 |
| Securities held to maturity | 30,973,000 | 27,593,000 | 30,019,000 | 32,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,728,000 | 402,613,000 | 400,109,000 | 392,899,000 |
| Interest-bearing deposits | 367,732,000 | 385,607,000 | 379,552,000 | 374,506,000 |
| Noninterest-bearing deposits | 45,996,000 | 17,006,000 | 20,557,000 | 18,393,000 |
| Equity capital | 53,551,000 | 55,699,000 | 56,023,000 | 57,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,662,000 | 15,222,000 | 22,655,000 | 30,087,000 |
| Interest expense | 3,169,000 | 6,164,000 | 8,766,000 | 11,343,000 |
| Net interest income | 4,493,000 | 9,058,000 | 13,889,000 | 18,744,000 |
| Noninterest income | 903,000 | 1,792,000 | 2,814,000 | 3,845,000 |
| Noninterest expense | 3,630,000 | 7,312,000 | 10,928,000 | 14,904,000 |
| Provision for loan losses | -68,000 | 637,000 | 1,017,000 | 1,313,000 |
| Pretax income | 1,836,000 | 2,917,000 | 4,849,000 | 6,865,000 |
| Income tax | 374,000 | 547,000 | 925,000 | 1,359,000 |
| Net income | 1,462,000 | 2,370,000 | 3,924,000 | 5,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,218,000 | 55,126,000 | 56,640,000 | 58,213,000 |
| Total capital | 58,957,000 | 60,424,000 | 62,253,000 | 63,817,000 |
| Risk-weighted assets | 414,157,000 | 423,802,000 | 449,042,000 | 448,025,000 |