Call reports 2002
FIRST FINANCIAL BANK — 2002
What FIRST FINANCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 557,635,000 | 563,248,000 | 581,904,000 | 589,915,000 |
| Total loans | 365,331,000 | 368,831,000 | 382,480,000 | 381,470,000 |
| Allowance for loan losses | 4,506,000 | 4,588,000 | 4,736,000 | 4,829,000 |
| Securities available for sale | 102,135,000 | 98,949,000 | 111,304,000 | 136,676,000 |
| Securities held to maturity | 27,988,000 | 35,902,000 | 31,037,000 | 28,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,026,000 | 388,941,000 | 400,150,000 | 406,313,000 |
| Interest-bearing deposits | 338,517,000 | 340,576,000 | 380,037,000 | 377,731,000 |
| Noninterest-bearing deposits | 46,509,000 | 48,365,000 | 20,113,000 | 28,582,000 |
| Equity capital | 48,378,000 | 50,388,000 | 51,956,000 | 52,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,328,000 | 16,603,000 | 25,018,000 | 33,067,000 |
| Interest expense | 3,668,000 | 7,171,000 | 10,809,000 | 14,382,000 |
| Net interest income | 4,660,000 | 9,432,000 | 14,209,000 | 18,685,000 |
| Noninterest income | 551,000 | 1,218,000 | 2,051,000 | 3,073,000 |
| Noninterest expense | 3,386,000 | 6,558,000 | 10,190,000 | 13,865,000 |
| Provision for loan losses | 149,000 | 269,000 | 410,000 | 511,000 |
| Pretax income | 1,822,000 | 2,911,000 | 4,863,000 | 6,789,000 |
| Income tax | 406,000 | 249,000 | 678,000 | 1,116,000 |
| Net income | 1,416,000 | 2,662,000 | 4,185,000 | 5,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,500,000 | 50,994,000 | 51,918,000 | 53,406,000 |
| Total capital | 55,006,000 | 55,582,000 | 56,654,000 | 58,235,000 |
| Risk-weighted assets | 365,726,000 | 369,472,000 | 389,979,000 | 405,527,000 |