Call reports 2026
CORNERSTONE BANK — 2026
What CORNERSTONE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 45,465,000 | 42,039,000 |
| Total loans | 26,581,000 | 26,640,000 |
| Allowance for loan losses | 369,000 | 431,000 |
| Securities available for sale | 3,955,000 | 2,958,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 38,111,000 | 34,590,000 |
| Interest-bearing deposits | 32,684,000 | 29,479,000 |
| Noninterest-bearing deposits | 5,427,000 | 5,111,000 |
| Equity capital | 6,544,000 | 6,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 604,000 | 1,202,000 |
| Interest expense | 196,000 | 376,000 |
| Net interest income | 408,000 | 826,000 |
| Noninterest income | 33,000 | 71,000 |
| Noninterest expense | 335,000 | 649,000 |
| Provision for loan losses | 0 | 68,000 |
| Pretax income | 105,000 | 180,000 |
| Income tax | 19,000 | 31,000 |
| Net income | 86,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,583,000 | 6,647,000 |
| Total capital | 6,845,000 | 6,887,000 |
| Risk-weighted assets | 20,855,000 | 19,011,000 |