Call reports 2017
LOS ALAMOS NATIONAL BANK — 2017
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,344,786,000 | 1,304,607,000 | 1,318,400,000 | 1,283,075,000 |
| Total loans | 775,806,000 | 750,203,000 | 735,016,000 | 700,145,000 |
| Allowance for loan losses | 14,187,000 | 13,167,000 | 13,200,000 | 13,803,000 |
| Securities available for sale | 451,089,000 | 404,414,000 | 434,521,000 | 468,732,000 |
| Securities held to maturity | 7,954,000 | 7,917,000 | 7,882,000 | 7,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,210,063,000 | 1,167,118,000 | 1,177,417,000 | 1,144,127,000 |
| Interest-bearing deposits | 1,189,198,000 | 1,148,852,000 | 1,162,342,000 | 1,126,358,000 |
| Noninterest-bearing deposits | 20,865,000 | 18,266,000 | 15,076,000 | 17,769,000 |
| Equity capital | 126,253,000 | 126,856,000 | 127,868,000 | 122,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,370,000 | 22,914,000 | 34,358,000 | 46,052,000 |
| Interest expense | 495,000 | 978,000 | 1,447,000 | 1,913,000 |
| Net interest income | 10,875,000 | 21,936,000 | 32,911,000 | 44,139,000 |
| Noninterest income | 2,501,000 | 4,949,000 | 6,852,000 | 8,596,000 |
| Noninterest expense | 13,231,000 | 24,490,000 | 35,106,000 | 46,392,000 |
| Provision for loan losses | 30,000 | -970,000 | -1,220,000 | -1,220,000 |
| Pretax income | 115,000 | 2,117,000 | 4,629,000 | 6,315,000 |
| Income tax | -91,000 | 2,994,000 | 4,657,000 | 8,968,000 |
| Net income | 206,000 | -877,000 | -28,000 | -2,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,517,000 | 128,524,000 | 128,674,000 | 124,481,000 |
| Total capital | 137,778,000 | 139,300,000 | 139,379,000 | 134,959,000 |
| Risk-weighted assets | 896,444,000 | 858,728,000 | 852,825,000 | 833,994,000 |