Call reports 2016
LOS ALAMOS NATIONAL BANK — 2016
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,428,430,000 | 1,412,435,000 | 1,404,467,000 | 1,414,725,000 |
| Total loans | 822,838,000 | 807,478,000 | 796,653,000 | 782,640,000 |
| Allowance for loan losses | 17,305,000 | 17,592,000 | 17,801,000 | 14,352,000 |
| Securities available for sale | 389,202,000 | 463,470,000 | 399,421,000 | 439,650,000 |
| Securities held to maturity | 8,945,000 | 8,906,000 | 8,866,000 | 8,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,286,534,000 | 1,264,753,000 | 1,253,544,000 | 1,279,476,000 |
| Interest-bearing deposits | 1,121,156,000 | 1,092,693,000 | 1,230,681,000 | 1,251,149,000 |
| Noninterest-bearing deposits | 165,378,000 | 172,060,000 | 22,864,000 | 28,328,000 |
| Equity capital | 132,465,000 | 137,232,000 | 137,911,000 | 125,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,142,000 | 24,323,000 | 36,088,000 | 47,768,000 |
| Interest expense | 659,000 | 1,288,000 | 1,880,000 | 2,424,000 |
| Net interest income | 11,483,000 | 23,035,000 | 34,208,000 | 45,344,000 |
| Noninterest income | 1,989,000 | 4,814,000 | 6,858,000 | 11,143,000 |
| Noninterest expense | 11,767,000 | 24,846,000 | 36,415,000 | 48,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,800,000 |
| Pretax income | 1,705,000 | 3,057,000 | 4,835,000 | 5,960,000 |
| Income tax | 0 | 0 | 0 | -10,019,000 |
| Net income | 1,705,000 | 3,057,000 | 4,835,000 | 15,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,789,000 | 133,141,000 | 134,919,000 | 126,598,000 |
| Total capital | 142,941,000 | 144,416,000 | 146,117,000 | 137,873,000 |
| Risk-weighted assets | 885,452,000 | 895,126,000 | 888,656,000 | 896,487,000 |