Call reports 2015
LOS ALAMOS NATIONAL BANK — 2015
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,428,050,000 | 1,458,623,000 | 1,427,004,000 | 1,391,047,000 |
| Total loans | 889,560,000 | 865,658,000 | 830,264,000 | 839,980,000 |
| Allowance for loan losses | 22,339,000 | 23,280,000 | 18,542,000 | 17,392,000 |
| Securities available for sale | 259,549,000 | 276,910,000 | 265,910,000 | 316,040,000 |
| Securities held to maturity | 11,682,000 | 11,592,000 | 11,502,000 | 8,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,291,254,000 | 1,320,154,000 | 1,287,516,000 | 1,254,666,000 |
| Interest-bearing deposits | 1,126,744,000 | 1,139,126,000 | 1,115,378,000 | 1,097,411,000 |
| Noninterest-bearing deposits | 164,510,000 | 181,028,000 | 172,137,000 | 157,254,000 |
| Equity capital | 126,818,000 | 127,871,000 | 129,485,000 | 127,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,342,000 | 24,354,000 | 36,176,000 | 47,732,000 |
| Interest expense | 964,000 | 1,755,000 | 2,505,000 | 3,224,000 |
| Net interest income | 11,378,000 | 22,599,000 | 33,671,000 | 44,508,000 |
| Noninterest income | 2,639,000 | 6,614,000 | 8,429,000 | 10,396,000 |
| Noninterest expense | 12,590,000 | 25,225,000 | 37,471,000 | 49,581,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 1,428,000 | 3,989,000 | 4,630,000 | 4,827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,428,000 | 3,989,000 | 4,630,000 | 4,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,651,000 | 129,212,000 | 129,852,000 | 130,084,000 |
| Total capital | 139,524,000 | 141,807,000 | 141,211,000 | 141,486,000 |
| Risk-weighted assets | 1,019,816,000 | 996,328,000 | 901,031,000 | 905,648,000 |