Call reports 2014
LOS ALAMOS NATIONAL BANK — 2014
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,516,438,000 | 1,492,788,000 | 1,463,031,000 | 1,438,349,000 |
| Total loans | 1,016,204,000 | 960,400,000 | 930,231,000 | 913,328,000 |
| Allowance for loan losses | 27,038,000 | 25,525,000 | 24,901,000 | 24,783,000 |
| Securities available for sale | 137,058,000 | 192,496,000 | 192,266,000 | 216,024,000 |
| Securities held to maturity | 19,677,000 | 19,325,000 | 11,864,000 | 11,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,358,899,000 | 1,335,593,000 | 1,304,269,000 | 1,283,975,000 |
| Interest-bearing deposits | 1,196,295,000 | 1,174,218,000 | 1,139,750,000 | 1,134,068,000 |
| Noninterest-bearing deposits | 162,604,000 | 161,375,000 | 164,519,000 | 149,907,000 |
| Equity capital | 126,813,000 | 126,370,000 | 128,067,000 | 124,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,533,000 | 26,968,000 | 39,774,000 | 52,030,000 |
| Interest expense | 1,303,000 | 2,525,000 | 3,647,000 | 4,689,000 |
| Net interest income | 12,230,000 | 24,443,000 | 36,127,000 | 47,341,000 |
| Noninterest income | 1,999,000 | 4,236,000 | 7,231,000 | 8,899,000 |
| Noninterest expense | 14,315,000 | 28,360,000 | 41,870,000 | 56,460,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000,000 |
| Pretax income | -86,000 | 319,000 | 1,489,000 | -2,219,000 |
| Income tax | 876,000 | 876,000 | 876,000 | 1,170,000 |
| Net income | -962,000 | -557,000 | 613,000 | -3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,919,000 | 126,423,000 | 127,586,000 | 124,361,000 |
| Total capital | 138,518,000 | 138,393,000 | 139,220,000 | 135,872,000 |
| Risk-weighted assets | 992,851,000 | 943,454,000 | 916,860,000 | 907,026,000 |