Call reports 2013
LOS ALAMOS NATIONAL BANK — 2013
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,520,751,000 | 1,538,175,000 | 1,503,703,000 | 1,542,627,000 |
| Total loans | 1,166,369,000 | 1,138,394,000 | 1,110,352,000 | 1,057,488,000 |
| Allowance for loan losses | 36,758,000 | 36,582,000 | 35,708,000 | 28,358,000 |
| Securities available for sale | 130,160,000 | 148,944,000 | 122,705,000 | 123,304,000 |
| Securities held to maturity | 20,335,000 | 20,173,000 | 20,021,000 | 19,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,353,308,000 | 1,366,597,000 | 1,335,622,000 | 1,384,510,000 |
| Interest-bearing deposits | 1,198,103,000 | 1,210,484,000 | 1,182,377,000 | 1,228,629,000 |
| Noninterest-bearing deposits | 155,204,000 | 156,113,000 | 153,244,000 | 155,881,000 |
| Equity capital | 139,501,000 | 142,961,000 | 139,051,000 | 127,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,072,000 | 31,668,000 | 46,635,000 | 60,584,000 |
| Interest expense | 1,732,000 | 3,342,000 | 4,851,000 | 6,288,000 |
| Net interest income | 14,340,000 | 28,326,000 | 41,784,000 | 54,296,000 |
| Noninterest income | 4,342,000 | 8,295,000 | 10,598,000 | 14,107,000 |
| Noninterest expense | 12,637,000 | 24,933,000 | 37,727,000 | 53,666,000 |
| Provision for loan losses | 5,771,000 | 7,462,000 | 14,401,000 | 0 |
| Pretax income | 274,000 | 4,243,000 | 174,000 | 14,657,000 |
| Income tax | 87,000 | 156,000 | 57,000 | 1,142,000 |
| Net income | 187,000 | 4,087,000 | 117,000 | 13,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,467,000 | 143,366,000 | 138,594,000 | 127,887,000 |
| Total capital | 153,941,000 | 157,603,000 | 152,378,000 | 140,867,000 |
| Risk-weighted assets | 1,135,092,000 | 1,116,026,000 | 1,080,198,000 | 1,022,440,000 |