Call reports 2012
LOS ALAMOS NATIONAL BANK — 2012
What LOS ALAMOS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,515,311,000 | 1,517,460,000 | 1,541,597,000 | 1,539,010,000 |
| Total loans | 1,218,756,000 | 1,199,134,000 | 1,227,307,000 | 1,204,627,000 |
| Allowance for loan losses | 36,025,000 | 36,064,000 | 36,823,000 | 35,633,000 |
| Securities available for sale | 126,337,000 | 143,378,000 | 126,818,000 | 112,898,000 |
| Securities held to maturity | 10,695,000 | 10,611,000 | 10,526,000 | 20,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,351,793,000 | 1,354,897,000 | 1,373,766,000 | 1,395,507,000 |
| Interest-bearing deposits | 1,180,711,000 | 1,188,137,000 | 1,186,557,000 | 1,219,052,000 |
| Noninterest-bearing deposits | 171,082,000 | 166,759,000 | 187,209,000 | 176,456,000 |
| Equity capital | 135,498,000 | 135,000,000 | 139,809,000 | 115,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,536,000 | 33,496,000 | 51,942,000 | 67,106,000 |
| Interest expense | 2,060,000 | 4,044,000 | 5,982,000 | 7,861,000 |
| Net interest income | 14,476,000 | 29,452,000 | 45,960,000 | 59,245,000 |
| Noninterest income | 3,674,000 | 6,335,000 | 10,624,000 | 12,123,000 |
| Noninterest expense | 11,209,000 | 22,191,000 | 33,524,000 | 44,609,000 |
| Provision for loan losses | 4,543,000 | 9,393,000 | 12,491,000 | 27,206,000 |
| Pretax income | 2,398,000 | 4,203,000 | 10,477,000 | -596,000 |
| Income tax | 1,003,000 | 1,463,000 | 3,402,000 | 1,054,000 |
| Net income | 1,395,000 | 2,740,000 | 7,075,000 | -1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,041,000 | 134,471,000 | 138,810,000 | 114,793,000 |
| Total capital | 149,953,000 | 149,301,000 | 153,806,000 | 129,385,000 |
| Risk-weighted assets | 1,171,096,000 | 1,164,606,000 | 1,177,254,000 | 1,145,730,000 |